Earn a competitive yield with a CD and give your savings an extra boost.
12 Month
4.00% APY*
18 Month
3.65% APY*^
24 Month
3.50% APY*
36 Month
3.50% APY*
*Annual percentage yields (APYs) effective as of 10/8/25 and are subject to change. $1,000 min to open. All balances earn disclosed APY. APYs apply when all principal and interest remain on deposit for entire term. Penalty assessed for early withdrawal. Fees may reduce principal and earnings. Additional terms and conditions may apply. ^18 Month CD: At maturity, the account will auto-renew to a regular twelve (12) month CD and all subsequent renewals will also be twelve (12) months.
Key Features
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Competitive Rates
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Predictable Returns
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No Setup or Service Fees
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Easy Account Opening
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Add stability and dependability to your long-term investment strategy with a certificate of deposit (CD). A secure way to grow your money, Seattle Bank’s CD accounts offer fixed, predictable returns that scale with the length of your term. With a wide selection of terms available, confidently choose the strategy that best suits your investing needs and goals.
Our Traditional, Bump Up and IRA CDs are available nationwide. We provide multiple, convenient ways to open a CD. View "How To Open An Account" to learn more.
Open An Account Online
Opening your CD account online is easy, convenient and secure. Use our online self-service portal to safely upload documents, add funds, include beneficiaries and e-sign with ease.
Open An Account By Phone or Email
Our Client Service team is available during regular business hours to assist with opening an account.
Phone: 206.281.1500
Email: [email protected]
Open An Account In-Person
If you prefer to open an account in person, visit our downtown office. Seattle Bank is located on the 29th floor of Rainier Square in Downtown Seattle. View our Location & Hours for directions to our office. Parking validation is provided.
Address: 401 Union Street Floor 2900, Seattle WA 98101
Account Details
- $1,000 minimum deposit to open
- 3 month to 60 month terms available
- Interest rate is fixed for duration of term1
- Interest compounded daily, paid quarterly
- Interest payment options: Deposited to a Seattle Bank checking or savings account, or reinvested in the CD
- Automatic renewal unless instructed otherwise
- Penalty assessed for early withdrawal1
- Credited interest can be withdrawn without penalty
- Custom Maturity Date CDs and CD ladders available
Account Opening
- Available nationwide
- Open an account online, or with our Client Service team by phone, email or in person
Bump Up CDs are no longer available, effective 10/8/2025.
Account Details
- $1,000 minimum deposit to open
- 12 month to 60 month terms available
- Tax-advantaged retirement savings2
- Traditional, Roth, Inherited and SEP IRA options available (Online account opening available for Traditional and Roth IRAs)
- No setup or annual maintenance fees
- IRA annual contribution limits apply
- Interest rate is fixed for duration of term
- Interest compounded daily, paid quarterly
- Penalty assessed for early withdrawal1
- 10-day grace period upon maturity
Account Opening
- Available nationwide
- Open an account online, or in-person with our Client Service team
1Interest is compounded daily and credited to the account quarterly on Certificates of Deposit accounts. The Annual Percentage Yield (APY) calculated assumes interest remains on deposit until maturity. Penalty assessed for early withdrawal. Penalty based on term and principal amount withdrawn. Penalties may affect principal balance and are as follows: 90 days interest for terms less than or equal to 12 months, and 180 days interest for terms over 12 months. Refer to account disclosures for additional terms and conditions.
2Consult a tax advisor.
